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Again if you already have a policy and you have stopped smoking ask us for a re-quote as we may be able to find cheaper cover for you. Some Mortgage Life Insurance policies also factor in health, occupation and participation in risky sports. So a 21 year old, non smoking office worker, who enjoys healthy food and regularly visits the gym, will probably find their policy could have monthly premiums that costs less than they would for someone who is older and leads a less healthy lifestyle.
Inheritance tax planning and trusts are not regulated by the Financial Conduct Authority.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Article expiry: 05 Apr 2018
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Alan Neil H